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WHAT YOU SHOULD KNOW
Retirement Housing and Lifestyle Options
There are a number of retirement lifestyle options available to you. Each has a unique attribute and feature offering you the right fit to make you "feel at home". The stereo-typical "old-age homes" of yesteryear are no longer a viable option.
In any type of retirement housing, you should be offered:
*Peace of mind - security and freedom from daily living expenses and home upkeep
*Companionship - the chance to be with a similar group of people and can choose to be as socially active or independent as you wish
*Opportunity to Develop New Interests - with the additional time you now have and the social programs available to pursue personal interests
*Privacy - you can have as much or as little privacy as you desire
Retirement Residences are numerous and varied. Many are privately operated, some on a non-profit basis. Some are affiliated with a religious or cultural group. Each retirement residence has a unique atmosphere. In addition to accommodation, most provide optional meal service in the main dining room, social programs, 24-hour security, laundry, and housekeeping services. Many will also provide Assisted Daily Living (ADL) services with the additional costs being posted. This allows for "aging in place" when the time comes that we may need additional help and assistance without having to move again.
Most retirement complexes are regulated similarly to a rental apartment. However, the Ontario Residential Care Association (ORCA) represents over 250 residences whose membership is based upon strict adherence to a set of standards. Those not belonging to ORCA may also be determined to be an appropriate fit for you.
Please look over the listing to get a better understanding of your choices. They include, but are not limited to:
Retirement Residences
Independent - you have your own unit and can live as independently as you wish and have any of the offered services as part of your package
Supportive Care - you live semi-independently, often in a private home. Some for fee medical services and assistance are provided
Abbeyfield Houses - supportive care houses with private rooms for up to 10 people offering companionship and a level of independence
Important Points To Consider When Planning A Lifestyle Housing Transition:
- How much can I afford per month?
- What is included in the monthly rate?
- What is the location?
- Is there parking available for own vehicle or visitors?
- Is there public transportation available?
- Are there shops nearby? Places of worship? Pharmacies? Hospital?
- Is the décor pleasant?
- Are the staff friendly and welcoming?
- Are the residents smiling?
- Is the building clean?
- Is the unit clean?
- Are there individual temperature controls?
- Is there an emergency call system?
- Storage locker?
- What recreational facilities are there?
- Is there an active social program?
- Can you take a meal plan?
- Can you stay for a meal?
- Is the menu varied? Does the food taste good?
- Can you invite overnight guests?
- Are there well-maintained gardens?
- Can you do your own gardening?
- Can you ask for family references to hear their opinions?
- What are the additional services available and their fees?
- Are other forms of mobility allowed such as scooters or walkers?
- What happens if one's health deteriorates?
- Are there visiting medical staff and physiotherapists?
- Does the facility belong to a recognized organization?
Retirement Communities
For those wishing the maximum amount of independence, you may consider an adult-only Retirement Community. Again, you are provided with a varied array of choice. They can range from a gated community consisting of private homes with a common recreation centre to an apartment-like unit in a low-rise building. There are many forms of ownership available. Monthly fees are paid to cover for all common facilities.
Fee Simple - you own the building and land
Condominium - you have an interest in the land and pay monthly fees
Land Lease - you own the structure, but lease or pay rent for the land
Life Lease - after a lump sum payment, you have an interest in the unit and share common expenses for shared facilities
Long Term Care
For those who require closer medical monitoring and assistance and/or upon recommendation of your personal physician, you may consider a Long Term Care (LTC) residence or nursing home. In Ontario, LTC residences are government regulated. The fees are set and for residency, one must complete an application and medical need and assessment process through the local Community Care Access Centre (CCAC).
The various choices of Long Term Care Residences include, but are not limited to:
Long Term Care - 24-hour medical and other services provided
Alzheimer Care - specialized 24-hour medical and other services provided
Hospice Care - specialized 24-hour medical and other services provided
Short-Term Care - for those who cannot stay at home due to hospital recuperation
Next Wave Transitions will assist you in making your decision when offered a number of choices from your local Community Care Access Centre.
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